Term of Use


This Terms of Use Agreement ("Agreement") is a contract between you and Polydor Financial Services, LLC ("Polydor Financial Services", "us" or "we"), and you should carefully read this Agreement before using our website at www.polydorfinancialservices.com (the "Website”). We are willing to provide you with access to our Website only on the condition that you accept all of the terms and conditions contained in this Agreement.

BY ACCESSING OR USING OUR WEBSITE, YOU AGREE TO BE BOUND BY THIS AGREEMENT AND ALL OF ITS TERMS WITHOUT CHANGE. YOU AFFIRM THAT YOU ARE AT LEAST 18 YEARS OF AGE (OR HAVE REACHED THE AGE OF MAJORITY IN THE JURISDICTION WHERE YOU RESIDE). IF YOU DO NOT AGREE TO ALL OF THESE TERMS AND CONDITIONS, DO NOT ACCESS THE WEBSITE OR ANY SERVICES OR INFORMATION PROVIDED ON OR THROUGH THE WEBSITE.




General Information


Your use of our Website is subject to the additional notices that may appear throughout the Website. If you use any of our products or services, you are subject to any applicable agreements ("Supplemental Agreements") and any posted guidelines or rules applicable to such products or services. All such guidelines, or rules, are hereby incorporated by reference into this Agreement. Where a conflict exists between this Agreement and any of the Supplemental Agreements, the provisions of the applicable Supplemental Agreement shall govern. Neither Polydor Financial Services nor its representatives are engaged in rendering legal services or other such advice.

You agree not to (i) violate or attempt to violate the security of this Website or interfere with the proper working of this Website or any associated computing systems or networks, or, where the Website is hosted by a third party, that third party’s computing systems or networks; (ii)attempt to gain unauthorized access to the Website or to any account or computer system connected to the Website, or access any materials other than those to which you have been given express permission to access; (iii) “flood” the Website with requests or otherwise overburden, disrupt, or harm the Website or Polydor Financial Services’ or any third party’s systems; or (iv) access or use the Website beyond the scope of the rights granted herein.

Unauthorized use of this Website is strictly prohibited. Such unauthorized use includes, but is not limited to, unauthorized access, or any activity that could damage, impair, overburden or disable use of this Website or interfere with another party’s use of this Website. You may not engage in any activity that is contrary to any applicable law or regulation. When accessing or using the Website, you agree that you will not upload or transmit any materials, documents or other information that:

  • (a) is unlawful, abusive, malicious, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another’s privacy rights or right of publicity, or otherwise objectionable;
  • (b) constitutes or promotes sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age;
  • (c) infringes upon, misappropriates, or otherwise violates any patent, trademark, copyright, moral right, or any other intellectual or industrial property rights or other rights of a third party;
  • (d) encourages criminal conduct;
  • (e) contains false, misleading, fraudulent, or deceptive claims or content;
  • (f) gives the impression that it emanates from or is endorsed by Polydor Financial Services or any other person or entity, if that is not the case; or
  • (g) contains any virus, malware, spyware, or other harmful content or code.




User Content/E-Mail Discussion Lists, Interactive Areas


We may offer you the opportunity to contribute your ideas, comments, questions, feedback and other communications to or from the Website (collectively, the "User Content") in other blogs, message boards, chat rooms, e-mail and other features of the Website ("User Areas") that may be offered from time to time and may be operated by us or by a third party on our behalf. You shall not (nor cause any third party to) use the Website or information provided through the Website to perform any illegal activities (including without limitation defaming, abusing, harassing, stalking, threatening or otherwise violating the legal rights, such as rights of privacy, of others) or immoral activities or any of the following types of activities, without limitation:

  • Disseminating libelous, harmful, vulgar, pornographic, obscene or otherwise objectionable material

  • Containing nudity, violence of offensive subject matter, or are deemed exploitive in any way

  • Promoting racism, prejudice, bigotry, hatred, harassment or physical harm of any kind against any individual, group or individual

  • Promoting illegal activities or conduct that is abusive, threatening, obscene, defamatory or libelous; or promote any criminal activity or enterprise or provide instructional information about illegal activities, such as making or buying illegal weapons or violating someone's privacy

  • Using any computer code, data mining software, "robot," "bot," "spider," "scraper" or other automatic device, or program, algorithm or methodology having similar processes or functionality, or any manual process, to monitor or copy any of the Web pages, data or content found on the Website or accessed through the Website

  • Transmitting information that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party

  • Transmitting any material that contains software viruses, trojan horses, worms, time bombs, cancelbots, or any other computer code, files, or programs which may interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment

  • Impersonating anyone or any entity, or falsely stating or otherwise misrepresenting your affiliation with a person or entity

  • Advertising or posting any commercial content

  • Interfering with or disrupting the Website

  • Disrupting the activities or enjoyment of the Website for other users

  • Collecting, or storing personal data about other users

Further, you agree that all User Content you provide will be on-topic, relevant and will not include profanity or any other disruptive or disrespectful behavior. The User Areas are not the appropriate channel to express individual concerns or specific customer support issues. Such concerns and issues should be addressed to the online customer support pages of the Website. You agree to evaluate and assume all risks associated with the use of User Content, including without limitation any risk relating to any reliance on the accuracy, completeness, or usefulness of User Content. We assume no responsibility for User Content or for the use of any User Area. You agree to abide by all applicable local, state and federal laws and regulations and are solely responsible for all acts or omissions that occur under your account or password, including without limitation any User Content you create or upload.

You acknowledge that User Content is not endorsed by Polydor Finanical Service and such user content should not be considered to have been reviewed, screened or approved by Polydor Finanical Service. You should exercise discretion before relying on information contained in user content.

We may, in our sole discretion, remove any User Content from a User Area at any time and for any or no reason. Polydor Finanical Service will not be liable to you or any third party for any deletion of any User Content on the Website.

You acknowledge that we may preserve and disclose User Content if required to do so by law or we believe in good faith that such preservation or disclosure is reasonably necessary to comply with legal process, enforce this Agreement, respond to a claim that User Content violates any third party's rights, or protect the right, property or personal safety of Polydor Finanical Service, any users of the Website, and the public.

You also acknowledge that the technical processing and transmission of the Website, including without limitation User Content, may involve transmissions over various networks and changes to conform and adapt to technical requirements of connecting networks or devices.




Third Party Websites and Links


This Website may contain hyperlinks to third party websites operated by parties other than Polydor Financial Service or its affiliates, which is beyond our control. We do not take any responsibility for any information, materials, products and services posted or offered on any of these third party websites. If we post hyperlinks to other websites, this does not mean that we endorse the material on such websites or associate ourselves with their operators.

Third party websites may have their own terms of use that differ from these Terms of Use. We do not monitor third party websites, and therefore, we are not responsible for the contents, hyperlinks or advertising they choose to place on their sites. Your access to and use of such websites, including information, material, products and services on such website, is solely at your own risk. Links to third party websites are provided for your convenience and reference only. Our Website’s Terms of Use do not extend beyond the usage of this Website, this Website’s content, and/or any related Website and content.

You acknowledge and agree that Polydor Financial Services shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such third party website content, goods or services available on or through any such site or resource.




Representations and Warranties; Acknowledgements.


You represent, warrant, and covenant that:

You are authorized to use the Website and the services, information, materials, and products offered on the Website and to access the information and data that You input or import into the Website, including any information or data input or imported into the Website by any person you have authorized to use the Website;

You own, or otherwise have any necessary rights in and third party consents relating to such information and data, so that our receipt, possession, and processing of such information and data does not and will not infringe, misappropriate, or otherwise violate any intellectual property rights or any privacy or other rights of any third party or violate any applicable law, rule, or regulation;

You are authorized to access the processed information and data that is made available to you through your use of the Website.




Disclaiming of Warranties and Representations


THIS WEBSITE AND THE SERVICES, INFORMATION AND MATERIALS CONTAINED ON THIS WEBSITE ARE PRESENTED TO YOU WITHOUT ANY WARRANTIES OR REPRESENTATIONS. SERVICES, INFORMATION, AND MATERIALS ON THIS WEBSITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS AND WE DO NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES OR REPRESENTATIONS. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. YOUR USE OF THIS WEBSITE IS AT YOUR OWN RISK.

WE DO NOT MAKE ANY REPRESENTATIONS OR WARRANTIES REGARDING THE ACCURACY, ADEQUACY, COMPLETENESS OR TIMELINESS OF THE INFORMATION, MATERIALS, PRODUCTS OR SERVICES PROVIDED THROUGH THIS WEBSITE. WE DO NOT REPRESENT OR WARRANT THAT THE WEBSITE WILL BE AVAILABLE OR THAT IT WILL MEET YOUR REQUIREMENTS, THAT ACCESS WILL BE UNINTERRUPTED, THAT THERE WILL NOT BE DELAYS, FAILURES, ERRORS OR OMISSIONS OR LOSS OF TRANSMITTED INFORMATION, THAT NO VIRUSES OR OTHER CONTAMINATING OR DESTRUCTIVE PROPERTIES WILL BE TRANSMITTED OR THAT NO DAMAGE WILL OCCUR TO YOUR COMPUTER SYSTEM. YOU HAVE SOLE RESPONSIBILITY FOR ADEQUATE PROTECTION AND BACKUP OF DATA AND/OR EQUIPMENT AND FOR UNDERTAKING REASONABLE AND APPROPRIATE PRECAUTIONS TO SCAN FOR COMPUTER VIRUSES.

WE MAKE NO REPRESENTATIONS OR WARRANTIES REGARDING THE ACCURACY, FUNCTIONALITY OR PERFORMANCE OF ANY THIRD PARTY SOFTWARE THAT MAY BE USED IN CONNECTION WITH THIS WEBSITE. WE MAKE NO WARRANTY THAT ANY ERRORS WILL BE CORRECTED. NO ADVICE, SERVICE OR INFORMATION OBTAINED BY YOU THROUGH THIS WEBSITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED HEREIN.




Limitation of Liability


TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU EXPRESSLY UNDERSTAND AND AGREE THAT POLYDOR FINANCIAL SERVICES, ITS SUPPLIERS AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY PUNITIVE, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGE FOR LOSS PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF POLYDOR FINANCIAL SERVICES HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), IN CONNECTION WITH (A) YOUR USE OF THIS WEBSITE, THE SERVICES, INFORMATION, MATERIALS, AND PRODUCTS OFFERED ON THE WEBSITE, OR ANY LINKED WEBSITE; (B) THE USE OR THE INABILITY TO USE THE WEBSITE OR POLYDOR FINANCIAL SERVICES’ SERVICES, OR THE SERVICES, INFORMATION, MATERIALS, AND PRODUCTS OFFERED ON THE WEBSITE; (C) THE COST OF PROCUREMENT OF SUBSTITUTE SERVICES; (D) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; OR (E) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THIS WEBSITE. IN NO EVENT SHALL POLYDOR FINANCIAL SERVICES, ITS SUPPLIERS AND LICENSORS BE LIABLE TO YOU FOR ANY DAMAGES IN EXCESS OF THE FEES PAID BY YOU IN CONNECTION WITH YOUR USE OF THIS WEBSITE DURING THE SIX MONTH PERIOD PRECEDING THE DATE ON WHICH THE CLAIM AROSE. SOME STATES DO NOT ALLOW THE LIMITATION AND/OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.




Indemnification


You agree to defend and indemnify Polydor Financial Services, its respective affiliates, parents, or subsidiaries, its suppliers and service providers, and any of its or their respective officers, directors, employees and agents from and against any claims, causes of action, demands, recoveries, losses, damages, fines, penalties or other costs or expenses of any kind or nature, including but not limited to, reasonable legal and accounting fees, arising from claims by third parties as a result of or relating to (i) your breach of these Terms of Use, (ii) your violation of any law or the rights of a third party, or (iii) your use of this Website and/or the services, information, materials, and products provided through this Website.




Trademarks


You agree that all of Polydor Financial Services’ trademarks, trade names, service marks and other Polydor Financial Services logos and brand features, and product and service names are trademarks and the property of Polydor Financial Services (the “Polydor Financial Services”). Without Polydor Financial Services prior permission, you agree not to display or use in any manner the Polydor Financial Services Marks. Other logos and product and company names appearing in this Website may be the trademarks of their respective owners.




Proprietary Rights


You acknowledge and agree that this Website (including without limitation, all content), the services, information, materials and products provided through this Website, and any necessary software used in connection with this Website contains proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that the content contained in advertisements or information presented to you through third party websites or by advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly permitted by applicable law or as authorized by Jackson Hewitt or the applicable licensor (such as an affiliate), you agree not to modify, loan, sell, distribute, transmit, broadcast, publicly perform or create derivative works based on this Website (including without limitation, the content) or the services, information, materials, and products provided through this Website, in whole or in part.




Governing Law


These Terms of Use shall be construed in accordance with the laws of the State of Florida, without regard to any conflict of law provisions. Any dispute arising under the terms of use shall be resolved by the Superior Court of the State of Florida in Broward County or the United States District Court for the District of Florida in Broward.




Waiver and Severability of Terms


The waiver of any provision of the Terms of Use shall not be considered a waiver of any other provision or of Polydor Financial Services’ right to require strict observance of each of the terms herein. If any provision of the Terms of Use is found to be unenforceable or invalid for any reason, that provision shall be severable, and all other provisions shall remain in full force and effect.




Force Majeure


We shall not be held liable for any delay or failure in performance of any part of the Website by reason of any cause beyond our reasonable control, including acts of God, acts of civil or military authority, government regulations, embargoes, epidemics, war, terrorist acts, riots, fires, explosions, earthquakes, nuclear accidents, floods, hurricanes, tornadoes, major storms, strikes, power or telecommunications outages affecting facilities, or acts or omissions of vendors, suppliers or common carriers.




Entire Agreement


These Terms of Use, together with the Privacy Policy referenced herein, constitute the entire agreement between you and Polydor Financial Services and govern your use of this Website, and the services, information, materials, and products offered on this Website, superseding any prior version of the Terms of Use. You may also be subject to additional terms and conditions that may apply when you use or purchase certain other Polydor Financial Services, affiliate services, or third party services, including, but not limited to, the terms of any engagement letter between you and Polydor Financial Services with respect to tax preparation or tax debt resolution services. In the event of any conflict between these Terms of Use and any engagement letter, the terms of the engagement letter shall control.




Not Intended for Children


You represent that you are of legal age to form a binding contract and are not a person barred from using this Website under the laws of the United States or other applicable jurisdiction. If you are under the age of 13, you may not use this Website.




Changes to the Terms of Use


We reserve the right to modify, improve or otherwise correct any content, image, or information on this Website without prior notice. We also reserve the right to suspend or deny access to this Website for any reason, including without limitation, maintenance, upgrades, or to protect the security of this Website. Please check the Terms of Use periodically for changes.




Effective Date


This Terms of Use is effective December 15, 2019.





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